10 Best Alternatives to Zoho Payments You Should Try in 2025
Compare the best Payment Gateway Software alternatives to Zoho Payments for your business needs
Looking for Zoho Payments alternatives? We've rounded up the top-performing alternatives based on features, pricing, and user feedback. Whether you're a small team or a large enterprise, these Zoho Payments competitors offer everything from robust communication tools to seamless integrations—helping you make the right switch.
Zoho Payments Alternatives Comparison Chart
| Software | Rating | Best For | Starting Price | Actions |
|---|---|---|---|---|
PhonePe Payment Gateway
|
(155)
|
Seamless Payments, Zero Fees. | Custom Pricing Plan | View Profile |
Top 5 Zoho Payments Alternatives in Detail
PhonePe Payment Gateway is a comprehensive online payment processing solution, designed to offer businesses a secure, seamless, and scalable way to ac...
Zoho Payments vs Competitors: Feature Comparison
Compare the features of with its top competitors to find the best fit for your business needs.
| Features | Zoho Payments | PhonePe Payment Gateway |
|---|---|---|
| Secure Payment Processing | ||
| Multi-Currency Support | ||
| Integrated with Zoho Suite | ||
| Real-Time Transaction Analytics | ||
| Multiple Payment Options | ||
| Easy Integration | ||
| Automated Billing | ||
| Fraud Detection and Prevention | ||
| Supports multiple payment methods (UPI, Debit/Credit Cards, Net Banking, Wallets) | ||
| Instant settlements for businesses | ||
| Seamless API integration for easy adoption | ||
| Real-time analytics and reporting dashboard | ||
| Bank-grade security with encryption | ||
| Supports recurring payments for subscription models | ||
| PCI-DSS compliance ensuring data security | ||
| Quick onboarding process for merchants | ||
| Limited international payment processing options |
Frequently Asked Questions
What are the best alternatives to Zoho Payments?
There are many strong alternatives to Zoho Payments, each offering a unique mix of features, pricing, and user experience. Depending on your needs (e.g., budget, team size, specific features), the tools listed above can serve as excellent replacements or even improvements.
Why should I consider an alternative to Zoho Payments?
You might explore alternatives if:
- Zoho Payments is too expensive for your needs
- It lacks certain features or integrations
- Performance issues or bugs are affecting your workflow
- The user interface or support doesn't meet your expectations
- Your business has outgrown its capabilities
How do I choose the right Zoho Payments alternative?
Start by identifying what you like or don’t like about Zoho Payments. Then compare the alternatives based on:
- Features that match your workflow
- Pricing and free plan availability
- Ease of use and onboarding
- Integration options
- Customer support quality
Are there free alternatives to Zoho Payments?
Yes, several free tools can replace or closely replicate Zoho Payments’s core features. While they may have limitations, they’re ideal for small teams or basic use cases. Many of the tools listed offer free tiers or trials.
Do these alternatives offer the same features as Zoho Payments?
Yes, several free tools can replace or closely replicate Zoho Payments’s core features. While they may have limitations, they’re ideal for small teams or basic use cases. Many of the tools listed offer free tiers or trials.
Is it easy to migrate from Zoho Payments to another tool?
Most modern SaaS tools offer import/export functionality or integrations with migration platforms. Many even provide migration support or setup assistance to make switching seamless. Be sure to check the documentation or customer service before switching.
How secure are these Zoho Payments alternatives?
The listed alternatives are trusted by thousands of businesses and follow industry-standard security practices, including data encryption, GDPR compliance, and secure authentication. Always review the provider’s security policy if data protection is a concern.
Can these alternatives integrate with the tools I already use?
Most alternatives support a wide range of integrations with tools like Google Workspace, Slack, Zoom, Microsoft 365, Zapier, and others. Check the integration options for each software to ensure smooth compatibility with your current tech stack.
What’s better than Zoho Payments?
“What’s better” really depends on your specific needs. While Zoho Payments is a solid tool, some users prefer alternatives that offer:
- More flexible pricing
- Better user experience
- Advanced features
- Improved support or onboarding